Ripple Hits $100 Billion Volume as It Transforms Into Full-Stack Stablecoin Powerhouse

RLUSD at the Center

At the heart of the expanded stack sits RLUSD, Ripple's dollar-backed stablecoin engineered for institutional use, fully collateralized by U.S. dollar deposits, short-term Treasuries, and cash equivalents, with monthly reserve attestations. RLUSD is natively issued on both the XRP Ledger, where transactions settle in roughly three to five seconds, and Ethereum, giving it access to DeFi liquidity pools.

Global Reach and Institutional Adoption

Ripple Payments now operates across more than 60 markets. Among its institutional partners are Switzerland's AMINA Bank, Brazil's Banco Genial, Malaysia's ECIB, and Philippines-based AltPayNet.

Citigroup has projected that the global stablecoin supply could reach $3.7 trillion by 2030, comparing the current moment to the emergence of ChatGPT in the technology sector.Ripple's timing positions it squarely within that growth trajectory.

Regulatory Backbone

Ripple holds over 75 global licenses and Money Transmitter Licenses, including a New York Department of Financial Services Trust Company Charter, enabling it to operate across regulated financial rails worldwide.

"For the global financial system to evolve, fintechs and financial institutions need infrastructure that treats digital assets with the same rigor as traditional finance," said Monica Long, President of Ripple.